Frugal Living Tips - Saving Money

Believe me, I understand frugality. I worked while I was in college. I dropped out of college to get married and began working immediately. I've worked two jobs. I've done Avon sales, online sales, I've been a consultant, a contractor, a part-timer and full timer. I have tried to scrimp and save every penny I had to pay the bills and sometimes couldn't make it. I went through a divorce and had to sell the house.

On the other hand, I've never had to declare bankruptcy. There was always a way to get through the day, to work to make the money necessary not only to pay the bills, but to put away. I have thousands of tips that I'd love to share with you for FREE. My entire site is about helping people to better their lives without having to pay anything at all. This section here is all about helping you to get your finances into better shape. It's not HARD - but it does require effort. Nothing in life is going to be handed to you. If you want something, you need to roll up your sleeves and go after it.

Money Basics
Savings / Checking / CD Accounts
Credit Card Tips

Household Savings Tips
Cutting your Electric Bill
Cutting your Phone Bill
P3 P4460 Kill A Watt EZ Electricity Usage Monitor

Recycling Ideas
Recycling Pens

Book Reviews
Animal Vegetable Micracle - Barbara Kingsolver
40% Off is the New Black
Green Chic - Christie Matheson
Free Money Free Stuff
Real Simple Magazine

Earning Extra Money
Working From Home
Ebay Sales
Secret Shopping